Employers › Kroger › plan 010
Recordkeeping fees per participant · The Kroger Co. 401(k) Retirement Savings Account Plan · plan year 2024
$18.17
Higher than 22% of the 790 plans over $1B that report it.
= $2,723,000 / 149,880
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251013091809NAL0000917441001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-13.
Administrative expenses excluding investment management, per participant
$21.63
Higher than 19% of the 1,045 plans over $1B that report it.
= $3,242,000 / 149,880
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251013091809NAL0000917441001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13
Administrative expenses per participant
$21.63
Higher than 9% of the 1,076 plans over $1B that report it.
= $3,242,000 / 149,880
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013091809NAL0000917441001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13
Administrative expenses as a share of assets
0.027%
Higher than 27% of the 1,076 plans over $1B that report it.
= $3,242,000 / $11,809,161,000
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013091809NAL0000917441001, received 2025-10-13
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251013091809NAL0000917441001, received 2025-10-13
Employer contributions per participant
$1,850
Higher than 14% of the 1,135 plans over $1B that report it.
= $277,314,000 / 149,880
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013091809NAL0000917441001, received 2025-10-13
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13
Employer share of total contributions
39.4%
Higher than 73% of the 1,135 plans over $1B that report it.
= $277,314,000 / $704,547,000
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013091809NAL0000917441001, received 2025-10-13
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251013091809NAL0000917441001, received 2025-10-13
84.3% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $0 ($21.63 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2T default investment (QDIA) · 2O ESOP-related feature · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251013091809NAL0000917441001, received 2025-10-13
| Field | Value | Source |
|---|---|---|
| Plan sponsor | THE KROGER CO. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Plan name | THE KROGER CO. 401(K) RETIREMENT SAVINGS ACCOUNT PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Sponsor EIN / plan number | 31-0345740 / 010 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Sponsor location | CINCINNATI, OH | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Industry (business code) | 445110, Retail trade | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Filing received | 2025-10-13 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Participants, beginning of year | 160,358 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Active participants | 380,891 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Participants, end of year | 411,922 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Participants with an account balance | 149,880 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Total assets, beginning of year | $8,445,085,000 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Total assets, end of year | $11,809,161,000 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Net assets, end of year | $11,808,757,000 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Total income | $2,093,394,000 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Net income | $1,013,339,000 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Employer contributions | $277,314,000 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Participant contributions | $392,246,000 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Other contributions (incl. rollovers) | $34,987,000 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Total contributions | $704,547,000 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Benefit payments | $1,076,813,000 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Total expenses (incl. benefit payments) | $1,080,055,000 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Total administrative expenses | $3,242,000 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Recordkeeping fees | $2,723,000 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Administrative expenses excluding investment management | $3,242,000 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Held in master trusts | $9,953,808,000 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20251013091809NAL0000917441001, received 2025-10-13 |
| Independent auditor | CLARK, SCHAEFER, HACKETT & CO. | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251013091809NAL0000917441001, received 2025-10-13 |
Position = column in the DOL layout for form year 2024. Filing 20251013091809NAL0000917441001, received 2025-10-13.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| MERRILL LYNCH, PIERCE, FENNER AND Srecordkeeper | RECORDKEEPER | 15 Recordkeeping and information management; 62 Float revenue; 72 Other investment fees and expenses | $2,047,540 | yes |
| FID INV INST OPS COrecordkeeper | RECORDKEEPER | 37 Participant loan processing; 64 Recordkeeping fees; 65 Account maintenance fees | $675,251 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251013091809NAL0000917441001, received 2025-10-13.
KROGER DEFINED CONTR PLAN MASTER TR (EIN 310345740, PN 009): plan interest $9,953,808,000, 98.7% of the trust. The trust's own filing (20251013091841NAL0001583216001, received 2025-10-13) reports net assets $10,088,757,000, administrative expenses $0, recordkeeping fees not reported, investment management fees not reported and 20 Schedule C providers.
| Provider (trust level) | Service codes | Paid by the trust | Allocated to this plan |
|---|---|---|---|
| WELLS CAPITAL MANAGEMENT | 28 51 | $1,434,953 | $1,415,759 |
| JP MORGAN INVESTMENT MANAGEMENT INC | 28 51 | $1,387,305 | $1,368,748 |
| LSV ASSET MANAGEMENT | 28 51 | $1,191,477 | $1,175,540 |
| LOOMIS SAYLES | 28 51 | $918,398 | $906,113 |
| AMERICAN CENTURY INVESTMENT MGMT | 28 51 | $886,016 | $874,164 |
| DODGE & COX INC. | 28 51 | $682,453 | $673,324 |
| MERRILL LYNCH, PIERCE, FENNER AND Srecordkeeper | 15 62 72 | $643,347 | $634,741 |
| VOYA INSTITUTIONAL PLAN SERVICES | 28 51 | $637,448 | $628,921 |
| NORTHERN TRUST COMPANY | 28 51 | $629,972 | $621,545 |
| NEPC, LLC | 70 | $614,142 | $605,927 |
| T ROWE PRICE STABLE ASSET MGMT INC. | 28 51 | $560,386 | $552,890 |
| POLEN CAPITAL MANAGEMENT | 28 51 | $538,783 | $531,576 |
| PACIFIC INVESTMENT MANAGEMENT CO. | 28 51 | $486,124 | $479,622 |
| INSIGHT NORTH AMERICA LLC | 28 51 | $459,353 | $453,209 |
| ARISTOTLE CAPITAL MANAGMENT | 28 51 | $388,055 | $382,864 |
Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $8,445,085,000 | $11,809,161,000 | 39.8% |
| Participants with a balance | 101,679 | 149,880 | 47.4% |
| Administrative expenses | $1,766,000 | $3,242,000 | 83.6% |
| Recordkeeping fees per participant | $17.37 | $18.17 | 4.6% |
| Employer contributions | $282,092,000 | $277,314,000 | -1.7% |
Prior filing 20241004152610NAL0005794819001, received 2024-10-04; the plan years are contiguous.