Recordkeeping fees per participant
not reported
Not reported on this filing.
Employers › SAP
SAP 401(k)
- SAP NYSE
- Retail trade
- Newtown Square, PA
- EIN 36-3556041
- 1 plan with Schedule H financials
- Plan year 2024
- SAP SE
- filed as SAP America, Inc.
Administrative expenses excluding investment management, per participant · SAP America, Inc. 401(k) Plan · plan year 2024
$169.09
Higher than 98% of the 1,045 plans over $1B that report it.
Source
= $4,290,025 / 25,371
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250717123900NAL0000292305001, received 2025-07-17
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250717123900NAL0000292305001, received 2025-07-17
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-17.
Cost and contributions
Administrative expenses per participant
$169.09
Higher than 89% of the 1,076 plans over $1B that report it.
Source
= $4,290,025 / 25,371
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250717123900NAL0000292305001, received 2025-07-17
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250717123900NAL0000292305001, received 2025-07-17
Administrative expenses as a share of assets
0.053%
Higher than 57% of the 1,076 plans over $1B that report it.
Source
= $4,290,025 / $8,142,834,839
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250717123900NAL0000292305001, received 2025-07-17
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250717123900NAL0000292305001, received 2025-07-17
Employer contributions per participant
$4,550
Higher than 62% of the 1,135 plans over $1B that report it.
Source
= $115,447,958 / 25,371
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250717123900NAL0000292305001, received 2025-07-17
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250717123900NAL0000292305001, received 2025-07-17
Employer share of total contributions
25.7%
Higher than 24% of the 1,135 plans over $1B that report it.
Source
= $115,447,958 / $449,372,980
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250717123900NAL0000292305001, received 2025-07-17
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250717123900NAL0000292305001, received 2025-07-17
Plan terms, as stated in SAP SE's SEC filings
Employer match
“During 2025 and 2024, the Company matched 75% of the first 6% of eligible compensation that a participant contributes to the Plan.”
Form 11-K filed 2026-06-10, for the year ended 2025-12-31 · plan description note, contributions · source document
Vesting
“Vesting in the employer contribution to their accounts is based on years of service as defined in the Plan.”
Form 11-K filed 2026-06-10, for the year ended 2025-12-31 · plan description note, vesting · source document
Terms quoted from the filing for the year ended 2025-12-31. Figures cover plan year 2024. The plan document governs.
Plan features
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2R participant brokerage window · 2T default investment (QDIA) · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250717123900NAL0000292305001, received 2025-07-17
Full record, SAP America, Inc. 401(k) Plan
| Field | Value | Source |
|---|---|---|
| Plan sponsor | SAP AMERICA, INC. | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Plan name | SAP AMERICA, INC. 401(K) PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Sponsor EIN / plan number | 36-3556041 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Sponsor location | NEWTOWN SQUARE, PA | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Industry (business code) | 454390, Retail trade | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Filing received | 2025-07-17 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Participants, beginning of year | 26,827 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Active participants | 16,587 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Participants, end of year | 25,536 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Participants with an account balance | 25,371 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Total assets, beginning of year | $7,535,277,617 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Total assets, end of year | $8,142,834,839 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Net assets, end of year | $8,142,834,839 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Total income | $1,586,034,637 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Net income | $607,557,222 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Employer contributions | $115,447,958 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Participant contributions | $303,956,027 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Other contributions (incl. rollovers) | $29,968,995 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Total contributions | $449,372,980 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Benefit payments | $974,168,746 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Total expenses (incl. benefit payments) | $978,477,415 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Total administrative expenses | $4,290,025 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Administrative expenses excluding investment management | $4,290,025 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Held in common/collective trusts | $5,040,696,913 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Held in mutual funds | $2,740,041,467 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250717123900NAL0000292305001, received 2025-07-17 |
| Independent auditor | KREISCHER MILLER | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250717123900NAL0000292305001, received 2025-07-17 |
Position = column in the DOL layout for form year 2024. Filing 20250717123900NAL0000292305001, received 2025-07-17.
Service providers paid directly by the plan
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| VANGUARD ADVISERS INC. | NONE | 26 Investment advisory (participants) | $3,509,196 | no |
| THE VANGUARD GROUP, INC.recordkeeper | NONE | 15 Recordkeeping and information management; 16 Consulting (general); 25 Trustee (directed); 33 Securities brokerage; 37 Participant loan processing; 52 Investment management fees paid indirectly by plan; 99 Other fees | $816,839 | yes |
| CHARLES SCHWAB & CO., INC. | NONE | 99 Other fees | $75,824 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250717123900NAL0000292305001, received 2025-07-17.
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $7,535,277,617 | $8,142,834,839 | 8.1% |
| Participants with a balance | 26,689 | 25,371 | -4.9% |
| Administrative expenses | $3,859,265 | $4,290,025 | 11.2% |
| Recordkeeping fees per participant | not reported | not reported | |
| Employer contributions | $123,923,308 | $115,447,958 | -6.8% |
Prior filing 20240621154315NAL0001918451001, received 2024-06-21; the plan years are contiguous.
Alerts, claims and corrections
Sponsor name as filed: SAP AMERICA, INC.; SEC registrant: SAP SE (CIK 1000184, matched by 11-K plan title; display name from the Form 11-K cover).