Recordkeeping fees per participant
not reported
Not reported on this filing.
Employers › Union Pacific Railroad
Union Pacific Railroad 401(k)
- Transportation and warehousing
- Omaha, NE
- EIN 94-6001323
- 1 plan with Schedule H financials
- Plan year 2024
- Union Pacific Railroad Company
- SEC registrant Union Pacific Railroad Co
Administrative expenses excluding investment management, per participant · Union Pacific Agreement Employee 401(k) Retirement Thrift Plan · plan year 2024
$5.34
Higher than 5% of the 1,045 plans over $1B that report it.
Source
= $105,206 / 19,688
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251010081844NAL0012119760001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010081844NAL0012119760001, received 2025-10-10
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-10.
Cost and contributions
Administrative expenses per participant
$88.24
Higher than 63% of the 1,076 plans over $1B that report it.
Source
= $1,737,199 / 19,688
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010081844NAL0012119760001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010081844NAL0012119760001, received 2025-10-10
Administrative expenses as a share of assets
0.073%
Higher than 74% of the 1,076 plans over $1B that report it.
Source
= $1,737,199 / $2,389,799,139
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010081844NAL0012119760001, received 2025-10-10
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251010081844NAL0012119760001, received 2025-10-10
Employer contributions per participant
$73
Higher than 0% of the 1,135 plans over $1B that report it.
Source
= $1,434,885 / 19,688
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010081844NAL0012119760001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010081844NAL0012119760001, received 2025-10-10
Employer share of total contributions
1.3%
Higher than 0% of the 1,135 plans over $1B that report it.
Source
= $1,434,885 / $107,120,378
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010081844NAL0012119760001, received 2025-10-10
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251010081844NAL0012119760001, received 2025-10-10
100.0% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $0 ($88.24 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.
Plan terms, as stated in Union Pacific Railroad Company's SEC filings
Plan terms are described in Union Pacific Railroad Company's SEC filings: Form 10-K filed 2007-02-23. No term could be quoted from them with the required precision.
Plan features
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2O ESOP-related feature · 2T default investment (QDIA) · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251010081844NAL0012119760001, received 2025-10-10
Full record, Union Pacific Agreement Employee 401(k) Retirement Thrift Plan
| Field | Value | Source |
|---|---|---|
| Plan sponsor | UNION PACIFIC RAILROAD COMPANY | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Plan name | UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Sponsor EIN / plan number | 94-6001323 / 015 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Sponsor location | OMAHA, NE | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Industry (business code) | 482110, Transportation and warehousing | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Filing received | 2025-10-10 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Participants, beginning of year | 33,283 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Active participants | 27,598 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Participants, end of year | 32,031 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Participants with an account balance | 19,688 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Total assets, beginning of year | $2,255,128,453 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Total assets, end of year | $2,389,799,139 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Net assets, end of year | $2,389,799,139 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Total income | $336,387,913 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Net income | $134,670,686 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Employer contributions | $1,434,885 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Participant contributions | $104,770,529 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Other contributions (incl. rollovers) | $914,964 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Total contributions | $107,120,378 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Benefit payments | $199,962,323 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Total expenses (incl. benefit payments) | $201,717,227 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Total administrative expenses | $1,737,199 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Investment advisory and management fees | $1,631,993 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Administrative expenses excluding investment management | $105,206 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Held in master trusts | $2,389,799,139 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20251010081844NAL0012119760001, received 2025-10-10 |
| Independent auditor | DELOITTE & TOUCHE LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251010081844NAL0012119760001, received 2025-10-10 |
Position = column in the DOL layout for form year 2024. Filing 20251010081844NAL0012119760001, received 2025-10-10.
Service providers paid directly by the plan
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| VANGUARD ADVISERS INC. | ADVISOR | 26 Investment advisory (participants); 51 Investment management fees paid directly by plan | $1,631,993 | no |
| THE VANGUARD GROUP, INCrecordkeeper | TRUSTEE | 15 Recordkeeping and information management; 25 Trustee (directed); 50 Direct payment from the plan; 52 Investment management fees paid indirectly by plan | $105,206 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251010081844NAL0012119760001, received 2025-10-10.
Master trust
UNION PACIFIC CORP MASTER TRUST (EIN 132626465, PN 019): plan interest $2,389,799,139, 50.6% of the trust. The trust's own filing (20251010081920NAL0012635120001, received 2025-10-10) reports net assets $4,724,528,682, administrative expenses $0, recordkeeping fees not reported, investment management fees not reported and 1 Schedule C providers.
| Provider (trust level) | Service codes | Paid by the trust | Allocated to this plan |
|---|---|---|---|
| THE VANGUARD GROUP, INC. | 25 52 99 | $0 | $0 |
Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $2,255,128,453 | $2,389,799,139 | 6.0% |
| Participants with a balance | 20,082 | 19,688 | -2.0% |
| Administrative expenses | $1,577,100 | $1,737,199 | 10.2% |
| Recordkeeping fees per participant | not reported | not reported | |
| Employer contributions | $1,616,170 | $1,434,885 | -11.2% |
Prior filing 20240729083254NAL0010879859001, received 2024-07-29; the plan years are contiguous.
Alerts, claims and corrections
Sponsor name as filed: UNION PACIFIC RAILROAD COMPANY; SEC registrant: UNION PACIFIC RAILROAD CO/DE (CIK 92259, matched by EIN).