Recordkeeping fees per participant
not reported
Not reported on this filing.
Employers › Mosaic › plan 004
Mosaic Investment Plan
- Sponsor Mosaic
- Plan number 004
- Plan year 2024
- $250M-1B in assets
- single-employer
Filed as negative.Schedule H line 2i(3) is reported as -$108,893. The filing is shown as received; the derived figures below treat a negative amount as zero, and a percentile is only shown for positive values.
Total assets, end of year · Mosaic Investment Plan · plan year 2024
$853,247,831
3,004 participants with a balance. This filing reports no recordkeeping fee and no administrative expenses excluding investment management, so there is no headline cost figure.
Source
Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250709105117NAL0004699137001, received 2025-07-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250709105117NAL0004699137001, received 2025-07-09
Percentiles compare this plan with the Schedule H plans $250M to 1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-09.
Cost and contributions
Administrative expenses excluding investment management, per participant
$0.00
Fewer than 50 comparable plans report this figure; no percentile.
Source
= $0 / 3,004
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250709105117NAL0004699137001, received 2025-07-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250709105117NAL0004699137001, received 2025-07-09
Administrative expenses per participant
$45.80
Higher than 18% of the 2,405 plans $250M to 1B that report it.
Source
= $137,585 / 3,004
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250709105117NAL0004699137001, received 2025-07-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250709105117NAL0004699137001, received 2025-07-09
Administrative expenses as a share of assets
0.016%
Higher than 9% of the 2,407 plans $250M to 1B that report it.
Source
= $137,585 / $853,247,831
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250709105117NAL0004699137001, received 2025-07-09
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250709105117NAL0004699137001, received 2025-07-09
Employer contributions per participant
$9,737
Higher than 93% of the 2,457 plans $250M to 1B that report it.
Source
= $29,249,892 / 3,004
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250709105117NAL0004699137001, received 2025-07-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250709105117NAL0004699137001, received 2025-07-09
Employer share of total contributions
50.6%
Higher than 91% of the 2,459 plans $250M to 1B that report it.
Source
= $29,249,892 / $57,856,101
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250709105117NAL0004699137001, received 2025-07-09
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250709105117NAL0004699137001, received 2025-07-09
96.9% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $286,929 ($141.32 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.
Plan features
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250709105117NAL0004699137001, received 2025-07-09
Full record, Mosaic Investment Plan
| Field | Value | Source |
|---|---|---|
| Plan sponsor | THE MOSAIC COMPANY | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Plan name | MOSAIC INVESTMENT PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Sponsor EIN / plan number | 20-1026454 / 004 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Sponsor location | TAMPA, FL | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Industry (business code) | 325300, Manufacturing | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Filing received | 2025-07-09 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Participants, beginning of year | 3,021 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Active participants | 2,163 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Participants, end of year | 3,036 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Participants with an account balance | 3,004 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Total assets, beginning of year | $790,536,875 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Total assets, end of year | $853,247,831 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Net assets, end of year | $853,247,831 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Total income | $153,377,959 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Net income | $55,278,037 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Employer contributions | $29,249,892 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Participant contributions | $28,606,209 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Total contributions | $57,856,101 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Benefit payments | $97,834,350 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Total expenses (incl. benefit payments) | $98,099,922 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Total administrative expenses | $137,585 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Contract administrator fees | $1,800 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Recordkeeping fees | -$108,893 (filed as negative) | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Investment advisory and management fees | $244,678 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Administrative expenses excluding investment management | $0 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Held in master trusts | $826,981,107 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250709105117NAL0004699137001, received 2025-07-09 |
| Independent auditor | KPMG LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250709105117NAL0004699137001, received 2025-07-09 |
Position = column in the DOL layout for form year 2024. Filing 20250709105117NAL0004699137001, received 2025-07-09.
Service providers paid directly by the plan
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | ADVISOR | 27 Investment advisory (plan); 50 Direct payment from the plan | $244,678 | no |
| FIDELITY INVESTMENTS INST. OP. COrecordkeeper | RECORDKEEPER | 37 Participant loan processing; 50 Direct payment from the plan; 60 Sub-transfer agency fees; 64 Recordkeeping fees; 65 Account maintenance fees; 71 Securities brokerage commissions and fees | $0 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250709105117NAL0004699137001, received 2025-07-09.
Master trust
MOSAIC MASTER TRUST (EIN 832016637, PN 001): plan interest $826,981,107, 74.6% of the trust. The trust's own filing (20250709105356NAL0002784643001, received 2025-07-09) reports net assets $1,108,954,707, administrative expenses $384,762, recordkeeping fees $-35,299, investment management fees $416,161 and 2 Schedule C providers.
| Provider (trust level) | Service codes | Paid by the trust | Allocated to this plan |
|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 28 50 | $416,161 | $310,344 |
| FIDELITY INVEST INST OPS COrecordkeeper | 37 50 60 64 65 71 | $0 | $0 |
Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.
What changed since the 2023 plan year
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $790,536,875 | $853,247,831 | 7.9% |
| Participants with a balance | 2,958 | 3,004 | 1.6% |
| Administrative expenses | $197,040 | $137,585 | -30.2% |
| Recordkeeping fees per participant | not reported | not reported | |
| Employer contributions | $29,833,481 | $29,249,892 | -2.0% |
Prior filing 20240709085033NAL0020638816001, received 2024-07-09; the plan years are contiguous.