Employers › Mosaic › plan 019
Recordkeeping fees per participant · Mosaic Union Savings Plan · plan year 2024
$34.94
Higher than 31% of the 1,697 plans $250M to 1B that report it.
= $73,594 / 2,106
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250709095518NAL0007446928001, received 2025-07-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250709095518NAL0007446928001, received 2025-07-09
Percentiles compare this plan with the Schedule H plans $250M to 1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-07-09.
Administrative expenses excluding investment management, per participant
$35.94
Higher than 20% of the 2,324 plans $250M to 1B that report it.
= $75,694 / 2,106
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250709095518NAL0007446928001, received 2025-07-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250709095518NAL0007446928001, received 2025-07-09
Administrative expenses per participant
$117.37
Higher than 69% of the 2,405 plans $250M to 1B that report it.
= $247,176 / 2,106
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250709095518NAL0007446928001, received 2025-07-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250709095518NAL0007446928001, received 2025-07-09
Administrative expenses as a share of assets
0.083%
Higher than 57% of the 2,407 plans $250M to 1B that report it.
= $247,176 / $296,978,240
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250709095518NAL0007446928001, received 2025-07-09
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250709095518NAL0007446928001, received 2025-07-09
Employer contributions per participant
$5,993
Higher than 80% of the 2,457 plans $250M to 1B that report it.
= $12,621,415 / 2,106
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250709095518NAL0007446928001, received 2025-07-09
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250709095518NAL0007446928001, received 2025-07-09
Employer share of total contributions
42.3%
Higher than 80% of the 2,459 plans $250M to 1B that report it.
= $12,621,415 / $29,804,032
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250709095518NAL0007446928001, received 2025-07-09
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250709095518NAL0007446928001, received 2025-07-09
94.9% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $97,833 ($163.82 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250709095518NAL0007446928001, received 2025-07-09
| Field | Value | Source |
|---|---|---|
| Plan sponsor | THE MOSAIC COMPANY | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Plan name | MOSAIC UNION SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Sponsor EIN / plan number | 20-1026454 / 019 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Sponsor location | TAMPA, FL | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Industry (business code) | 325300, Manufacturing | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Filing received | 2025-07-09 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Participants, beginning of year | 2,149 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Active participants | 1,777 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Participants, end of year | 2,150 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Participants with an account balance | 2,106 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Total assets, beginning of year | $270,251,587 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Total assets, end of year | $296,978,240 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Net assets, end of year | $296,978,240 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Total income | $57,135,684 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Net income | $15,031,929 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Employer contributions | $12,621,415 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Participant contributions | $17,182,617 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Total contributions | $29,804,032 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Benefit payments | $41,804,351 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Total expenses (incl. benefit payments) | $42,103,755 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Total administrative expenses | $247,176 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Contract administrator fees | $2,100 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Recordkeeping fees | $73,594 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Investment advisory and management fees | $171,482 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Administrative expenses excluding investment management | $75,694 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Held in master trusts | $281,973,601 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250709095518NAL0007446928001, received 2025-07-09 |
| Independent auditor | KPMG LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250709095518NAL0007446928001, received 2025-07-09 |
Position = column in the DOL layout for form year 2024. Filing 20250709095518NAL0007446928001, received 2025-07-09.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | ADVISOR | 27 Investment advisory (plan); 50 Direct payment from the plan | $171,482 | no |
| FIDELITY INVESTMENTS INST. OP. CO.recordkeeper | RECORD KEEPER | 37 Participant loan processing; 50 Direct payment from the plan; 60 Sub-transfer agency fees; 64 Recordkeeping fees; 65 Account maintenance fees; 71 Securities brokerage commissions and fees | $75,682 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250709095518NAL0007446928001, received 2025-07-09.
MOSAIC MASTER TRUST (EIN 832016637, PN 001): plan interest $281,973,601, 25.4% of the trust. The trust's own filing (20250709105356NAL0002784643001, received 2025-07-09) reports net assets $1,108,954,707, administrative expenses $384,762, recordkeeping fees $-35,299, investment management fees $416,161 and 2 Schedule C providers.
| Provider (trust level) | Service codes | Paid by the trust | Allocated to this plan |
|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 28 50 | $416,161 | $105,817 |
| FIDELITY INVEST INST OPS COrecordkeeper | 37 50 60 64 65 71 | $0 | $0 |
Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $270,251,587 | $296,978,240 | 9.9% |
| Participants with a balance | 2,114 | 2,106 | -0.4% |
| Administrative expenses | $280,068 | $247,176 | -11.7% |
| Recordkeeping fees per participant | $49.04 | $34.94 | -28.7% |
| Employer contributions | $12,673,673 | $12,621,415 | -0.4% |
Prior filing 20240709085223NAL0020642576001, received 2024-07-09; the plan years are contiguous.