Employers › WRKCo › plan 018
Recordkeeping fees per participant · Westrock Company 401(k) Retirement Savings Plan · plan year 2024
$41.68
Higher than 69% of the 790 plans over $1B that report it.
= $1,763,404 / 42,311
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250829104717NAL0011093025001, received 2025-08-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250829104717NAL0011093025001, received 2025-08-29
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-08-29.
Administrative expenses excluding investment management, per participant
$42.11
Higher than 46% of the 1,045 plans over $1B that report it.
= $1,781,525 / 42,311
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250829104717NAL0011093025001, received 2025-08-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250829104717NAL0011093025001, received 2025-08-29
Administrative expenses per participant
$81.62
Higher than 59% of the 1,076 plans over $1B that report it.
= $3,453,550 / 42,311
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250829104717NAL0011093025001, received 2025-08-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250829104717NAL0011093025001, received 2025-08-29
Administrative expenses as a share of assets
0.069%
Higher than 72% of the 1,076 plans over $1B that report it.
= $3,453,550 / $4,981,643,238
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250829104717NAL0011093025001, received 2025-08-29
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250829104717NAL0011093025001, received 2025-08-29
Employer contributions per participant
$3,607
Higher than 48% of the 1,135 plans over $1B that report it.
= $152,595,033 / 42,311
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250829104717NAL0011093025001, received 2025-08-29
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250829104717NAL0011093025001, received 2025-08-29
Employer share of total contributions
41.5%
Higher than 78% of the 1,135 plans over $1B that report it.
= $152,595,033 / $367,709,775
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250829104717NAL0011093025001, received 2025-08-29
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250829104717NAL0011093025001, received 2025-08-29
97.0% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $726,327 ($98.79 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2S pre-approved plan document · 2T default investment (QDIA) · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20250829104717NAL0011093025001, received 2025-08-29
| Field | Value | Source |
|---|---|---|
| Plan sponsor | WESTROCK COMPANY | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Plan name | WESTROCK COMPANY 401(K) RETIREMENT SAVINGS PLAN | Form 5500, line 1a; PLAN_NAME pos 16; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Sponsor EIN / plan number | 47-3335141 / 018 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Sponsor location | ATLANTA, GA | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Industry (business code) | 322200, Manufacturing | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Filing received | 2025-08-29 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Participants, beginning of year | 46,052 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Active participants | 31,545 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Participants, end of year | 45,282 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Participants with an account balance | 42,311 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Total assets, beginning of year | $4,646,591,671 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Total assets, end of year | $4,981,643,238 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Net assets, end of year | $4,981,643,238 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Total income | $951,755,088 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Net income | $335,051,567 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Employer contributions | $152,595,033 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Participant contributions | $198,109,248 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Other contributions (incl. rollovers) | $17,005,494 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Total contributions | $367,709,775 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Benefit payments | $610,373,332 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Total expenses (incl. benefit payments) | $616,703,521 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Total administrative expenses | $3,453,550 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Contract administrator fees | $0 | Schedule H, line 2i(2); CONTRACT_ADMIN_FEES_AMT pos 106; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Recordkeeping fees | $1,763,404 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| IQPA audit fees | $0 | Schedule H, line 2i(4); IQPA_AUDIT_FEES_AMT pos 161; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Investment advisory and management fees | $1,672,025 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Administrative expenses excluding investment management | $1,781,525 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Held in master trusts | $4,834,670,093 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Held in common/collective trusts | $0 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Held in mutual funds | $0 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20250829104717NAL0011093025001, received 2025-08-29 |
| Independent auditor | GRANT THORNTON LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20250829104717NAL0011093025001, received 2025-08-29 |
Position = column in the DOL layout for form year 2024. Filing 20250829104717NAL0011093025001, received 2025-08-29.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANYrecordkeeper | NONE | 64 Recordkeeping fees; 50 Direct payment from the plan; 37 Participant loan processing; 15 Recordkeeping and information management | $1,600,462 | yes |
| EMPOWER ADVISORY GROUP, LLC | NONE | 28 Investment management; 26 Investment advisory (participants); 50 Direct payment from the plan | $1,365,979 | no |
| ROCATON INVESTMENT ADVISORS LLC | NONE | 27 Investment advisory (plan) | $324,168 | no |
| QDRO CONSULTANTS COMPANY, LLC | NONE | 99 Other fees; 16 Consulting (general); 50 Direct payment from the plan | $12,900 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20250829104717NAL0011093025001, received 2025-08-29.
WESTROCK CO 401(K) RETIREMENT TRUST (EIN 466182151, PN 001): plan interest $4,834,670,093, 100.0% of the trust. The trust's own filing (20250829104938NAL0006162195001, received 2025-08-29) reports net assets $4,834,670,093, administrative expenses $726,327, recordkeeping fees $56,228, investment management fees $657,361 and 2 Schedule C providers.
| Provider (trust level) | Service codes | Paid by the trust | Allocated to this plan |
|---|---|---|---|
| MFS INSTITUTIONAL ADVISORS | 28 51 | $657,361 | $657,361 |
| EMPOWER ANNUITY INSURANCE COMPANY | 27 50 | $68,966 | $68,966 |
Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $4,646,591,671 | $4,981,643,238 | 7.2% |
| Participants with a balance | 41,073 | 42,311 | 3.0% |
| Administrative expenses | $3,628,177 | $3,453,550 | -4.8% |
| Recordkeeping fees per participant | $44.45 | $41.68 | -6.2% |
| Employer contributions | $147,578,267 | $152,595,033 | 3.4% |
Prior filing 20241001151737NAL0012777312001, received 2024-10-01; the plan years are contiguous.