Employers › Watson Wyatt › plan 005
Recordkeeping fees per participant · Willis Towers Watson Savings Plan for U.S. Employees · plan year 2024
$36.69
Higher than 56% of the 790 plans over $1B that report it.
= $873,728 / 23,815
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251010154412NAL0004385603001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010154412NAL0004385603001, received 2025-10-10
Percentiles compare this plan with the Schedule H plans over $1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-10.
Administrative expenses excluding investment management, per participant
$36.69
Higher than 35% of the 1,045 plans over $1B that report it.
= $873,728 / 23,815
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251010154412NAL0004385603001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010154412NAL0004385603001, received 2025-10-10
Administrative expenses per participant
$83.53
Higher than 61% of the 1,076 plans over $1B that report it.
= $1,989,292 / 23,815
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010154412NAL0004385603001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010154412NAL0004385603001, received 2025-10-10
Administrative expenses as a share of assets
0.045%
Higher than 49% of the 1,076 plans over $1B that report it.
= $1,989,292 / $4,470,229,128
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010154412NAL0004385603001, received 2025-10-10
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251010154412NAL0004385603001, received 2025-10-10
Employer contributions per participant
$2,616
Higher than 30% of the 1,135 plans over $1B that report it.
= $62,309,592 / 23,815
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010154412NAL0004385603001, received 2025-10-10
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010154412NAL0004385603001, received 2025-10-10
Employer share of total contributions
26.7%
Higher than 28% of the 1,135 plans over $1B that report it.
= $62,309,592 / $233,319,216
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010154412NAL0004385603001, received 2025-10-10
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251010154412NAL0004385603001, received 2025-10-10
97.9% of this plan's assets are held in a master trust. Costs reported at the trust level and allocated by the plan's share: administrative expenses $815,489 ($117.77 per participant including the plan's own Schedule H). Benchmarks and percentiles use the plan's own Schedule H only.
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2R participant brokerage window · 2S pre-approved plan document · 2T default investment (QDIA) · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251010154412NAL0004385603001, received 2025-10-10
| Field | Value | Source |
|---|---|---|
| Plan sponsor | WILLIS TOWERS WATSON US LLC | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Plan name | WILLIS TOWERS WATSON SAVINGS PLAN FOR U.S. EMPLOYEES | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Sponsor EIN / plan number | 53-0181291 / 005 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Sponsor location | ARLINGTON, VA | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Industry (business code) | 541600, Professional, scientific, and technical services | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Filing received | 2025-10-10 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Participants, beginning of year | 25,967 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Active participants | 15,893 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Participants, end of year | 25,378 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Participants with an account balance | 23,815 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Total assets, beginning of year | $4,120,311,491 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Total assets, end of year | $4,470,229,128 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Net assets, end of year | $4,470,229,128 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Total income | $760,325,524 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Net income | $349,917,637 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Employer contributions | $62,309,592 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Participant contributions | $144,637,046 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Other contributions (incl. rollovers) | $26,372,578 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Total contributions | $233,319,216 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Benefit payments | $408,406,095 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Total expenses (incl. benefit payments) | $410,407,887 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Total administrative expenses | $1,989,292 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Recordkeeping fees | $873,728 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Investment advisory and management fees | $1,115,564 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Administrative expenses excluding investment management | $873,728 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Held in master trusts | $4,375,968,489 | Schedule H, line 1c(11) col (b); INT_MASTER_TR_EOY_AMT pos 53; filing 20251010154412NAL0004385603001, received 2025-10-10 |
| Independent auditor | DELOITTE & TOUCHE, LLP | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251010154412NAL0004385603001, received 2025-10-10 |
Position = column in the DOL layout for form year 2024. Filing 20251010154412NAL0004385603001, received 2025-10-10.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLCrecordkeeper | RECORDKEEPER | 28 Investment management; 50 Direct payment from the plan; 51 Investment management fees paid directly by plan | $1,115,564 | no |
| EMPOWER ANNUITY INSURANCE COMPANYrecordkeeper | INVESTMENT MANAGER | 15 Recordkeeping and information management; 59 Shareholder servicing fees; 64 Recordkeeping fees | $873,728 | no |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251010154412NAL0004385603001, received 2025-10-10.
WILLIS TOWERS WATSON SVNGS PLN TRST (EIN 530181291, PN 007): plan interest $4,375,968,489, 100.0% of the trust. The trust's own filing (20251010154558NAL0008419281001, received 2025-10-10) reports net assets $4,375,968,489, administrative expenses $815,489, recordkeeping fees $-8,086, investment management fees $489,777 and 8 Schedule C providers.
| Provider (trust level) | Service codes | Paid by the trust | Allocated to this plan |
|---|---|---|---|
| THE NORTHERN TRUST COMPANY | 21 50 62 | $252,931 | $252,931 |
| SPYGLASS CAPITAL MGMT LLC | 28 51 | $115,117 | $115,117 |
| SNYDER CAPITAL MANAGEMENT LP | 28 68 71 | $107,788 | $107,788 |
| SUSTAINABLE GROWTH ADVISERS LP | 28 51 | $105,181 | $105,181 |
| SANDERS CAPITAL | 28 51 68 | $102,551 | $102,551 |
| DELOITTE & TOUCHE LLP | 10 50 | $80,867 | $80,867 |
| LAZARD ASSET MANAGEMENT LLC | 28 51 68 | $54,078 | $54,078 |
| STATE STREET GLOBAL ADVISORS TRUST | 18 19 51 52 | $5,062 | $5,062 |
Schedule D Part I of the plan's filing; the trust's Schedule H and Schedule C. Allocation = the plan's interest divided by the trust's net assets.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $4,120,311,491 | $4,470,229,128 | 8.5% |
| Participants with a balance | 24,392 | 23,815 | -2.4% |
| Administrative expenses | $1,857,102 | $1,989,292 | 7.1% |
| Recordkeeping fees per participant | $36.63 | $36.69 | 0.2% |
| Employer contributions | $47,312,456 | $62,309,592 | 31.7% |
Prior filing 20241014082500NAL0045307632001, received 2024-10-14; the plan years are contiguous.