Employers › Billerud Americas › plan 001
Recordkeeping fees per participant · Billerud Americas Corporation Retirement Savings Plan for Non Union Employees · plan year 2024
$250.13
Higher than 99% of the 1,697 plans $250M to 1B that report it.
= $327,426 / 1,309
Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251007114424NAL0002433107002, received 2025-10-07
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251007114424NAL0002433107002, received 2025-10-07
Percentiles compare this plan with the Schedule H plans $250M to 1B in assets of the same plan year, excluding final filings; shown only where at least 50 comparable plans report the figure. Plan year 2024-01-01 to 2024-12-31, filing received 2025-10-07.
Administrative expenses excluding investment management, per participant
$250.13
Higher than 98% of the 2,324 plans $250M to 1B that report it.
= $327,426 / 1,309
derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251007114424NAL0002433107002, received 2025-10-07
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251007114424NAL0002433107002, received 2025-10-07
Administrative expenses per participant
$417.28
Higher than 98% of the 2,405 plans $250M to 1B that report it.
= $546,213 / 1,309
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251007114424NAL0002433107002, received 2025-10-07
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251007114424NAL0002433107002, received 2025-10-07
Administrative expenses as a share of assets
0.152%
Higher than 84% of the 2,407 plans $250M to 1B that report it.
= $546,213 / $360,224,460
Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251007114424NAL0002433107002, received 2025-10-07
assets_eoy: Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251007114424NAL0002433107002, received 2025-10-07
Employer contributions per participant
$5,506
Higher than 77% of the 2,457 plans $250M to 1B that report it.
= $7,207,906 / 1,309
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251007114424NAL0002433107002, received 2025-10-07
participants_with_balance: Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251007114424NAL0002433107002, received 2025-10-07
Employer share of total contributions
40.6%
Higher than 76% of the 2,459 plans $250M to 1B that report it.
= $7,207,906 / $17,773,154
Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251007114424NAL0002433107002, received 2025-10-07
total_contrib: Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251007114424NAL0002433107002, received 2025-10-07
2E profit-sharing · 2F ERISA 404(c) plan · 2G fully participant-directed · 2J 401(k) feature · 2K 401(m) arrangement · 2R participant brokerage window · 2S pre-approved plan document · 2T default investment (QDIA) · 3D IRS pre-approved plan · 3H controlled-group sponsor · Form 5500, line 8a; TYPE_PENSION_BNFT_CODE pos 81; filing 20251007114424NAL0002433107002, received 2025-10-07
| Field | Value | Source |
|---|---|---|
| Plan sponsor | BILLERUD AMERICAS CORPORATION | Form 5500, Part II line 2a; SPONSOR_DFE_NAME pos 19; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Plan name | BILLERUD AMERICAS CORPORATION RETIREMENT SAVINGS PLAN FOR NON UNION EMPLOYEES | Form 5500, line 1a; PLAN_NAME pos 16; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Sponsor EIN / plan number | 75-3217389 / 001 | Form 5500, line 2b; SPONS_DFE_EIN pos 44; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Plan type | single-employer | Form 5500, Part I line A; TYPE_PLAN_ENTITY_CD pos 4; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Sponsor location | MIAMISBURG, OH | Form 5500, line 2a; SPONS_DFE_MAIL_US_STATE pos 25; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Industry (business code) | 322100, Manufacturing | Form 5500, line 2d; BUSINESS_CODE pos 46; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Plan year | 2024-01-01 to 2024-12-31 | Form 5500, Part I plan year; FORM_PLAN_YEAR_BEGIN_DATE pos 2; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Filing received | 2025-10-07 | Form 5500, EFAST2 receipt date; DATE_RECEIVED pos 102; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Final filing | no | Form 5500, Part I line B; FINAL_FILING_IND pos 8; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Amended filing | no | Form 5500, Part I line B; AMENDED_IND pos 7; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Participants, beginning of year | 1,375 | Form 5500, line 5; TOT_PARTCP_BOY_CNT pos 71; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Active participants | 847 | Form 5500, line 6a(2); TOT_ACTIVE_PARTCP_CNT pos 72; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Participants, end of year | 1,319 | Form 5500, line 6f; TOT_ACT_RTD_SEP_BENEF_CNT pos 77; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Participants with an account balance | 1,309 | Form 5500, line 6g(2); PARTCP_ACCOUNT_BAL_CNT pos 78; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Total assets, beginning of year | $333,504,993 | Schedule H, Part I line 1f col (a); TOT_ASSETS_BOY_AMT pos 30; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Total assets, end of year | $360,224,460 | Schedule H, Part I line 1f col (b); TOT_ASSETS_EOY_AMT pos 61; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Net assets, end of year | $360,224,460 | Schedule H, line 1l col (b); NET_ASSETS_EOY_AMT pos 67; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Total income | $63,004,237 | Schedule H, Part II line 2d; TOT_INCOME_AMT pos 97; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Net income | $25,734,800 | Schedule H, line 2k; NET_INCOME_AMT pos 111; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Employer contributions | $7,207,906 | Schedule H, Part II line 2a(1)(A); EMPLR_CONTRIB_INCOME_AMT pos 68; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Participant contributions | $10,424,994 | Schedule H, line 2a(1)(B); PARTICIPANT_CONTRIB_AMT pos 69; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Other contributions (incl. rollovers) | $140,254 | Schedule H, line 2a(1)(C); OTH_CONTRIB_RCVD_AMT pos 70; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Total contributions | $17,773,154 | Schedule H, line 2a(3); TOT_CONTRIB_AMT pos 72; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Benefit payments | $36,690,195 | Schedule H, line 2e(4); TOT_DISTRIB_BNFT_AMT pos 101; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Total expenses (incl. benefit payments) | $37,269,437 | Schedule H, line 2j; TOT_EXPENSES_AMT pos 110; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Total administrative expenses | $546,213 | Schedule H, line 2i(12) total administrative expenses; TOT_ADMIN_EXPENSES_AMT pos 109; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Recordkeeping fees | $327,426 | Schedule H, line 2i(3); OTH_RECORDKEEPING_FEES_AMT pos 160; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Investment advisory and management fees | $218,787 | Schedule H, line 2i(5); INVST_MGMT_FEES_AMT pos 107; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Administrative expenses excluding investment management | $327,426 | derived, admin_expenses (2i(12)) minus invst_mgmt_fees (2i(5)), floored at 0; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Held in common/collective trusts | $48,329,820 | Schedule H, line 1c(9) col (b); INT_COMMON_TR_EOY_AMT pos 51; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Held in mutual funds | $250,748,386 | Schedule H, line 1c(13) col (b); INT_REG_INVST_CO_EOY_AMT pos 55; filing 20251007114424NAL0002433107002, received 2025-10-07 |
| Independent auditor | CLARK, SCHAEFER, HACKETT & CO | Schedule H, Part III line 3a; ACCOUNTANT_FIRM_NAME pos 116; filing 20251007114424NAL0002433107002, received 2025-10-07 |
Position = column in the DOL layout for form year 2024. Filing 20251007114424NAL0002433107002, received 2025-10-07.
| Provider | Relationship | Service codes | Direct compensation | Indirect |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONSrecordkeeper | RECORD KEEPER | 12 Claims processing; 15 Recordkeeping and information management; 28 Investment management; 37 Participant loan processing; 38 Participant communication; 50 Direct payment from the plan; 54 Sales loads (front end and deferred); 59 Shareholder servicing fees; 61 Finders fees / placement fees; 62 Float revenue; 63 Distribution (12b-1) fees; 64 Recordkeeping fees; 65 Account maintenance fees | $327,426 | yes |
| STEPHENS INC | INVESTMENT ADVISOR | 27 Investment advisory (plan); 50 Direct payment from the plan | $93,192 | no |
| D & G ADVISORY GROUP LLC | SECURITIES BROKER | 33 Securities brokerage; 71 Securities brokerage commissions and fees | $91,978 | no |
| LENNY KISIN DBA | SECURITIES BROKER | 33 Securities brokerage; 71 Securities brokerage commissions and fees | $15,538 | no |
| CARLSON CAPITAL MANAGEMENT LLC | SECURITIES BROKER | 33 Securities brokerage; 71 Securities brokerage commissions and fees | $8,483 | no |
| FISHER INVESTMENTS | SECURITIES BROKER | 33 Securities brokerage; 71 Securities brokerage commissions and fees | $7,961 | no |
| CHARLES SCHWAB & CO., INC. | SECURITIES BROKER | 33 Securities brokerage; 71 Securities brokerage commissions and fees | $724 | yes |
| NATIONAL FINANCIAL SERVICES | SECURITIES BROKER | 33 Securities brokerage; 71 Securities brokerage commissions and fees | $0 | yes |
Schedule C Part I line 2: name (a), service codes (b), relationship (c), direct compensation paid by the plan (d), indirect compensation received (e). Filing 20251007114424NAL0002433107002, received 2025-10-07.
| Figure | 2023 | 2024 | Change |
|---|---|---|---|
| Total assets | $333,504,993 | $360,224,460 | 8.0% |
| Participants with a balance | 1,370 | 1,309 | -4.5% |
| Administrative expenses | $446,364 | $546,213 | 22.4% |
| Recordkeeping fees per participant | $220.62 | $250.13 | 13.4% |
| Employer contributions | $7,561,237 | $7,207,906 | -4.7% |
Prior filing 20241002135923NAL0004854819001, received 2024-10-02; the plan years are contiguous.